Personal loans can be used for any occation and are flexible
What is a Personal Loan?
Personal loans are based on credit and income. If needed, collateral can be used to qualify. They are a great choice for vacation, fixing your car, home improvement, or paying down debt. Personal loans are added as another line of credit to your credit report. Making on-time payments will build your credit whether you have good or bad credit.
These are closed-ended installment loans. Each payment contains a portion that goes to interest and a portion that goes to principle. At the end of the loan, you will have paid the complete balance off. Interest rates for these types of loans are also capped at 36% in the state of Arizona; which is 3% monthly. This is why these loans are more attractive than auto title loans and registration loans; where their interest rates range between 100% to 207% annually.
These loans are great to help you continue to increase your credit score. Most of our customers have been able to increase their score 20+ points in a short time. Take control of your financial future. Apply today to increase your credit score and get the money you need.
What are the Benefits
to a Personal Loan?
- Same Day Cash
- Quick Approval
- Fixed Rates
- Fixed Term
- Fixed Payment
- Build Credit
- Friendly and Courteous Staff
Subject to credit approval on personal loans, Subject to Credit worthiness, Subject to value of collateral, Subject to our normal credit policy.
Where to Start?
Submit and online application, come into our office or call today to see if you qualify. A decision is made in less than 15 minutes and you could take a check home in 30 minutes.
What Do I Need to Appy?
Government Issued ID
You can bring a Drivers License, ID, US Passport, Permanent Resident Card
Proof of Income
You can bring your last two paystubs, Social Security Award Letter, Bank Statement, or Income Taxes
Proof of Residence
You can bring a utility bill, apartment lease, or bank statment with current address