What is a Title Loan

A title loan is a loan using a vehicle’s lien-free title. By having a title as collateral, a high credit score is not always needed. The loan amount is determined by the amount of cash requested, the vehicle’s value, and your ability to repay the loan. We want to ensure you get as much cash as possible, while keeping your monthly payments affordable based on your current situation. We are one of the only companies that offer both simple interest (principle & interest payments) and interest only title loans. Our interest rates are highly competitive among our peer group. Another benefit of a Sonariz Financial Title Loan is that we DO report to the credit bureaus your payment history so your credit grows.

SonAriz goes the extra mile and can get you into a personal loan with significantly lower interest rate after demonstrating good payment history on your title loan. No other company does this. This ensures our customers can get out of their current financial situation and end up with higher credit scores.

How Long Does It Take to Get a Title Loan?

It can take up to 15 minutes to fill out an application and get you pre-approved for the loan. Then its only a matter of minutes to look at your car, sign your contract, and hand you the money you deserve. If you are in a hurry, we can work out a time best for you. There is no pressure when working with us. We want to ensure you have all the time needed to ask all the questions you have.

Get a Loan from $500 to $3,500

Title Loan Cash

What are the Benefits?

Some benefits of a title loan from SonAriz Financial® include:

  • Same Day Cash

  • Fast Approval

  • Keep Your Car

  • Competitive Rates

  • Friendly and Courteous Staff

  • Grow Your Credit

  • Transfer to a Personal Loan

Where to Start

Come into our office today to see if you qualify. A decision is made in less than 15 minutes and you could take a check home that same day.

In order to expedite the process, please bring with following into our office:

  • Government Issued ID

  • The Car

  • Clean Title

  • Proof of Income

  • Proof of Residence (phone bill, electric bill, …)


Contact us today to start your application for a title loan. We are looking forward to speaking with you. You can fill out the form and we will call you back to discuss your needs and what would be needed for your loan.

Subject to credit approval on personal loans, Subject to Credit worthiness, Subject to value of collateral, Subject to our normal credit policy
Licenses: SF: 0913778, CL: 0906943